Pre-launch · founding pilot
Home + auto leads, built for independent agencies.
J. Hart acquires home and auto inquiries, verifies the consumer behind each one, and delivers it to a single licensed agent. J. Hart does not sell the same inquiry to a second agency, and does not resell it if you do not close it.
Applications are reviewed before admission. A valid NPN is required.
For independent agencies
One line of business, done properly.
A consumer asks for home + auto
They arrive from a J. Hart acquisition channel and complete one form. J. Hart records where they came from, the consent language they saw, and when they saw it.
J. Hart verifies before you see it
The same person is recognised as one consumer, not several, and cannot submit twice in one visit. They confirm the phone number is theirs with a one-time code. What the record claims, it can evidence.
It routes to one agent
Routing is designed to evaluate the licensing and eligibility information available to the platform — state, line of authority, product and capacity — before an opportunity is delivered. J. Hart delivers it to one agent and does not sell it again.
You record what happened
Contacted, quoted, bound, or none of them. That record is what turns acquisition spend into a cost per bound policy instead of a guess.
What is on offer today
Home + auto bundles
PILOT
The pilot line. Built and tested.
Home or auto, monoline
PILOT
Accepted where the bundle does not fit.
Life
COMING SOON
Not offered. No date committed.
ACA and Medicare
COMPLIANCE REVIEW
Not offered. Compliance-gated.
No line is carrying live traffic yet. The system is built and tested, and the founding pilot is how it starts carrying real consumers.
Economics
Measured through to the policy, or not claimed at all.
Most lead companies are paid when a form is submitted, which makes the submission the product. J. Hart is built to be judged on what the opportunity became.
- Cost per bound policy
—
Acquisition spend ÷ policies bound and attributed to it.
- Time to first contact
—
From delivery to the first recorded human contact.
- Bound rate
—
Delivered opportunities that became a bound policy.
These are em dashes because no policy has been placed through J. Hart yet. They will show real numbers once the pilot produces them, or they will keep showing nothing.
Demonstration
What an opportunity looks like.
This is the shape of what arrives in your inbox once you are admitted. The rows below are made up, and are here to show the format rather than the supply.
| Product | Market | Verified | Distribution |
|---|---|---|---|
| Home + auto bundle | Tulsa, Oklahoma | Phone confirmed · consent recorded | Exclusive |
| Home + auto bundle | Fort Worth, Texas | Phone confirmed · consent recorded | Exclusive |
| Homeowners | Edmond, Oklahoma | Phone confirmed · consent recorded | Exclusive |
Next step
Apply to the founding pilot.
For licensed producers writing home and auto. Applications are reviewed before admission, and a valid NPN is required.