One journey, measured end to end.
Traditional platforms optimize for submissions — they get paid when a form is filled. J. Hart is built to optimize toward policy outcomes, and every stage below exists to serve that difference.
- Source
Every origin is disclosed — first-party or partner. Nothing enters anonymously.
BUILT - Consent
Consent language and timestamp are captured and retained as evidence.
BUILT - Dedup
Duplicates are rejected before an agent ever sees them.
BUILT - Phone verification
The consumer confirms control of the number — a one-time code, not a guess.
BUILT - Qualification
Intent, timeline and product fit — asked directly, recorded honestly.
BUILT - Compliance
Suppression and do-not-contact screening before release.
IN BUILD
Six signals. One certification.
When all six squares fill, the opportunity is certified and scored. You will see this mark on every opportunity, everywhere — web, mobile, reports.
- Licensed agent
Exclusive, single-agent delivery. Routing is governed by licence, line of authority, product and capacity — an agent cannot receive what they are not licensed to write.
BUILT
- Contact
Speed to first contact is measured — it's the strongest lever you control.
BUILT - Quote / application
Logged per line of business — a P&C quote and a life application are different events.
BUILT - Bound / placed
The outcome that matters. Attribution runs back to the acquisition dollar.
BUILT - Economic feedback
What converts steers what gets acquired next — the loop lead vendors never close.
IN BUILD
Submissions are a cost.
Policies are the product.
| TRADITIONAL LEAD PLATFORMS | J. HART | |
|---|---|---|
| WHAT'S SOLD | A form submission | A verified, certified opportunity |
| DISTRIBUTION | Often shared, rarely provable | Exclusive by design, shown on the record |
| EVIDENCE | Take the vendor's word | Consent, phone control and source — on file |
| MEASUREMENT | Ends at delivery | Through quote, application, bind and placement |
| INCENTIVE | Paid on the submission | Built to win only when policies get written |
- Contact
- Quote
- Bound
- Application
- Underwriting
- Placed / in force
- Architecture ready
- Compliance-gated